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Y1

🇮🇳 The Smartest Virtual Card Ever Made.

Save money and time. All with one card.
One-time joining fee - ₹ 0 200 (Limited Time Offer)

🔒 Cardholder Waitlist
No new bank account needed.
Up to 9.10% interest annually on FD.

Up to ₹5 lakh is insured by DICGC on Bank FDs.

With Y1 Card, you can finally get the financial freedom at early age, leveraging time and right investments to build wealth. All seamlessly brought to you inside a card and app that’s as intuitive, as it is powerful.

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Y1 Card is invite-only.
Join the waitlist and we’ll contact you if it’s a fit.

Y1 CONCIERGE

Your money Unlock Your Financial Security

Take control of all your finances with Y1 Card.

Jini Card (Waitlist - ongoing)

Your money will be directly invested in choosen banks.
All banks are RBI approved.

Magmaven Card (Coming Soon)

Top Gold Refinery for 25 Years.
Augmont is our Gold Partner for your safe investments.

Membership Card (Academy)

Designed to be your complete wealth academy, from investment expertise to diversified courses.

A Message to Our Legendary Waitlisters

Founder's Message

Straight from Y1 Headquarters!

To our OGs who signed up early—you’re the heartbeat of the Y1 movement!

While the exact launch date is still under wraps (because greatness doesn’t rush), we’re working tirelessly to deliver something extraordinary.

Exclusive perks and surprises are brewing just for YOU.
The buzz is real, the excitement is contagious, and the countdown?

Well, that's part of the fun. :P
—This message comes straight from the Founder of Y1 Card, with gratitude and excitement for all of you!
Saket Raushan
Founder & CEO at Y1 Card
GOT QUESTIONS?

Everything You Need to Know, All in One Place

Discover quick and comprehensive answers to common questions about our platform, services, and features.

What is the Y1 Card?

The Y1 Card is a comprehensive financial solution designed to help you achieve financial independence. It combines secure investments like Bank FDs (Jini Card), Digital Gold & Silver (Magmaven Card), exclusive Wealth Advisory services, and access to the Y1 Academy, offering courses on financial literacy and wealth-building strategies.

Who can apply for the Y1 Card?

Anyone looking to grow their wealth, build financial security, and achieve early financial independence can apply for the Y1 Card. Whether you're just starting your journey or an experienced investor, Y1 is tailored to suit all financial goals.

How does the Y1 Card work?

The Y1 Card provides access to three core offerings:
1. Jini Card for secure investments in Bank FDs.
2. Magmaven Card for easy investments in digital gold and silver.
3. Exclusive membership perks, including wealth advisory under Concierge Card
4. Y1 Academy courses to guide your financial growth.

How are Bank FDs offered through Jini Card secured?

Jini Card partners with trusted banks and NBFCs to offer fully secure Bank Fixed Deposits. All investments are protected by the financial institution’s guarantees and applicable regulatory safeguards.

Can I customize the tenure of my FDs?

Yes, Jini Card allows flexible tenures for your FDs, ensuring your investments align with your financial goals.

How is digital gold and silver stored?

Digital gold and silver purchased through Magmaven Card are securely stored in certified vaults. Each purchase is backed by physical assets, ensuring safety and transparency.

Can I convert my digital gold/silver into physical assets?

Yes, Magmaven Card allows you to redeem your digital gold or silver into physical assets, delivered securely to your location.

What benefits do I get with the Y1 Membership?

Y1 Membership offers:
1. Access to expert wealth advisory services.
2. Personalized financial planning to leverage the rule of compounding for cash flow.
3. Entry to an exclusive community of like-minded individuals striving for financial freedom.

What courses are available in the Y1 Academy?

Y1 Academy offers courses on financial literacy, wealth-building strategies, investment planning, and creating sustainable cash flow to help you achieve financial independence and early retirement.

Do I need prior financial knowledge to benefit from the Y1 Card?

No, the Y1 Card is designed for everyone, from beginners to seasoned investors. The Y1 Academy courses and advisory services ensure that you have the right tools and knowledge to grow your wealth.

Is the Y1 Card a physical card or a digital service?

The Y1 Card is a digital-first platform with access to all services online, ensuring convenience and flexibility.

GET STARTED

India's First Smartest Virtual Card

Arriving Soon. 2025.